We provide small loans through the Government’s Microenterprise Loan Fund. The fund’s purpose is to help start-ups and established businesses get the finance they need for their business.

What is a micro-enterprise? It is a small business (including a self-employed person) with fewer than ten employees and an annual turnover of less than €2m. We help these businesses by providing unsecured business loans of €2,000 to €25,000 for commercially viable proposals. Sole Traders, Partnerships & Limited Companies are all eligible to apply.

We can consider applications from businesses that may have been declined a loan from their Bank. We look at each application and base our decision on the viability of the business and your ability to repay the loan.

We work closely with all our partners, including Local Enterprise Offices (LEOs), the Irish Local Development Network (Local Development Companies and Area Partnerships – LDCs for short), as well as all the major Banks to provide viable businesses with the support they need to get started or to grow their business and create jobs.